Field notes

Field notes on the new
financial layer.

Engineering deep-dives and field notes from the REM team. Stablecoin issuance, asset tokenisation, and the compliance plumbing that makes regulated on-chain finance actually work.

Latest · IndustryJune 19, 2026 · 11 min read

Inside Arc Privacy Sector

Circle's Arc privacy whitepaper proposes confidentiality with a governed access model — one chain, synchronous public and private execution, and EIP-712 authorized queries. Our notes on what it gets right, what's still open, and where it lands for institutional programmes.

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Engineering11 min

Exploring Zones — Part III

A deep dive into the Tempo Zones architecture: how the privacy model works, where the trust assumptions sit, and how REM is integrating Zones into client settlement infrastructure.

May 26, 2026Read

Engineering10 min

Exploring Zones — Part II

Your stablecoin payments are public. Settlement volumes, payroll, treasury moves, all readable by anyone with a block explorer. How Tempo Zones close that gap, and the custom Zones REM is building for banks, PSPs, and fintechs.

May 20, 2026Read

Engineering9 min

Exploring Zones — Part I

Tempo Zones are the most boring breakthrough in stablecoin infrastructure. That's a compliment. An honest scorecard of every privacy approach we evaluated for our institutional clients, and why Zones won.

May 13, 2026Read

Industry8 min

Future of payments: a primer

Stablecoins finally behave like a real settlement asset, and AI agents are the new class of payer using them. What changes about identity, settlement, and velocity when both shifts land at once.

April 25, 2026Read